Does not affect. According to the inquiry of China Travel Service. Com, after the expiration of the Agricultural Bank card decoration loan, the repayment can continue, but it is overdue. Overdue repayment refers to the situation that the final repayment period stipulated by the bank is exceeded and the consumption money is not deposited in the designated account in full and on time. Overdue interest will be generated, which will affect the credit information, and in serious cases, it will be prosecuted by the court and imprisoned.