As we all know, credit card is a kind of payment method that many people like now, because spending in advance has become a mainstream. Credit cards must not be overdue in repayment. Once overdue, the consequences will be very serious. So does it affect credit if the credit card is short of a few dollars? We must pay attention to these problems!

First of all, it will have a certain impact on credit, because the bank has set the repayment amount of credit card. If you don't repay according to this amount, even if you lose a dime, it will have a certain impact on credit. Therefore, netizens must pay attention when using credit cards, and the repayment time cannot pass.

If it is overdue or overdue for many times, it is likely to be a personal credit inquiry at the meeting, so you must not be lucky when using a credit card. Otherwise, it will have a great impact on the future mortgage loan, so it will not be worth the candle. Are netizens clear?