Frequent credit card applications will lead to different banks' inquiries about credit information, and each inquiry will leave a credit card approval record, which will affect our credit. Although there is no serious overdue, it is easy to obtain credit information. For the needs of friends, it is best not to apply for five credit cards a month and 10 credit cards for three months.

According to this calculation, it is no problem to apply for three credit cards a month, and the frequency is not high. However, it is best to stagger the application time of the three credit cards. For example, you can apply for one at the beginning of the month, one at the middle of the month and one at the end of the month.

This is mainly because each bank's credit card can be successful in about 10 days from application to approval, so that the time for each bank to approve credit cards will not be too short, and it is not easy for the banks behind to think that the applicant is short of funds and put the applicant on the list of high-risk customers.

As for whether the card can be approved successfully, the key depends on the applicant's credit status. First of all, it depends on whether there is good credit and whether there is any overdue situation. If it is overdue as it is now, it is absolutely impossible to get involved for three times. Secondly, it depends on the repayment ability of the applicant, the income meets the requirements, the debt ratio is low, and the general income cannot be less than 3000 yuan.

In addition, the bank and card type selected by the applicant also have a certain impact on the approval rate of the card. If it is the first time to apply for a card, it is recommended to choose popular card types of banks such as CITIC, Guangfa, China Everbright and Minsheng, as well as water card types, such as CITIC Taobao Card, Guangfa Zhenqing Card, China Everbright Car Owner Card and Minsheng Car Card.