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Why can paypal only pay by credit card?

Paypal does not require a credit card to pay. This is a misunderstanding.

PayPal registration does not require a credit card, you only need a free email to apply for free.

If you authenticate through a credit card, you will have the following benefits:

1. The amount limit for PayPal payments and cash withdrawals can be cancelled.

After registering with PayPal, if it is not authenticated through a credit card or a bank card from China Merchants Bank/ICBC/CCB, you can only make payments and cash withdrawals of up to US$500.

2. You can shop directly on the website through PayPal.

For PayPal accounts that have been authenticated by credit card, even if the PayPal balance is 0, you can still shop through websites that support PayPal payment. The payment is directly made through the credit card bound to the PayPal account.