Many people plan to study MBA every year, but because of the high tuition, most people need scholarships and loans to complete their studies. Many banks cooperate with schools, and students in need can apply for this kind of student loan. However, there is a certain threshold for bank loans, and the amount of MBA tuition loans is relatively high, so there may be cases where loans are not available.

First, the MBA tuition loan application conditions

1, must be a natural person of China nationality with full capacity for civil conduct.

2. Personal credit information is good, with no overdue records and no illegal acts.

3. To apply for a loan with the admission notice (admission notice) of MBA College, it is also necessary for the school to issue a certificate of tuition and fees.

4. Provide collateral or pledged assets recognized by the bank or third-party joint liability guarantee.

Second, will the MBA tuition loan not be loaned?

I will. Because MBA tuition costs hundreds of thousands a year, even ordinary schools have to pay at least 65,438+10,000, which is considered as a medium personal loan among bank loans. You must provide a certain amount of mortgage or pledge to get a loan, otherwise you will have high-quality customers with stable and high income, otherwise it will be difficult to get a loan.

1, income is too low.

If the monthly income is not enough to repay, it must not be borrowed. The amount of several hundred thousand is divided into several years, and at least several thousand yuan is paid each month.

2. The debt is too high

Most people have some other debts every month, such as mortgage, car loan, credit card and so on. The debt ratio is too high and the application is unsuccessful.

3. Bad credit report

Banks attach great importance to borrowers' credit. If the credit is not good, it means that there is a problem with integrity, and it is easy to get a loan.