The one-time repayment of credit card loan by message means that the borrower sends a repayment message to the bank through mobile phone text message or online banking, and repays the full amount of the credit card loan in one go, that is, the loan principal and interest. repaid together. The specific instructions are as follows:

1. Repayment method: One-time repayment of a credit card loan means that the entire loan amount is repaid in one go within a specified period, without repayment in installments. Different from installment repayment, one-time repayment requires the borrower to repay in full and no longer enjoys the preferential installment period.

2. Repayment period: The borrower can repay the loan in one lump sum according to the agreed loan period, that is, the loan principal and interest will be repaid in one lump sum before the repayment deadline specified in the loan contract. Borrowers need to plan the repayment amount in advance within the repayment period to ensure that they can pay it off in one lump sum on time.

3. Repayment amount and interest: To pay off a credit card loan in one go, you need to repay the loan principal and interest together. The loan principal refers to the actual amount borrowed by the borrower, and interest refers to the charges incurred during the loan period based on the loan interest rate. The borrower needs to calculate the total loan principal and interest based on the interest rate in the loan contract and ensure a one-time repayment.

Summary: The one-time repayment of a credit card loan by sending a message means that the borrower repays the loan principal and interest in one go through a message or online banking. This method requires the borrower to plan the repayment amount in advance during the repayment period and repay the full amount in one lump sum on time.

Extended information: Paying off a credit card loan in one lump sum can avoid interest charges due to installment repayments, and can also improve your personal credit record. Before deciding to make a one-time repayment, the borrower can consult with the bank to understand the relevant repayment methods and fee calculation methods in order to make a wise repayment decision.

Based on the above explanation, the meaning of credit card loan information of one-time repayment can be clearly explained. Please know that if you have further questions or need more detailed information, please feel free to consult your bank or relevant financial institution.