Credit cards are divided into regular cards, gold cards and platinum cards according to the limit and different user needs. The regular card is the most basic card, and the platinum card is the highest level card. There is no fixed value for the gold card limit of each bank, but it is basically controlled at more than 10,000 cards.

For example, the credit card limit of China Merchants Bank is 10,000-50,000 yuan; the minimum limit of Bank of China credit card is 10,000 yuan, and the specific gold card limit depends on the score of the applicant by Bank of China; ICBC Credit card gold card limit is 15,000 yuan to 50,000 yuan.

By increasing the number of card swipes for daily consumption and having good repayment credit, you can apply for upgrading a regular card to a gold card, and a gold card to a platinum card. Therefore, it is necessary to maintain a good repayment record and repayment habits so that you can upgrade your card to obtain higher limits and services in the future.

Can the Minsheng Credit Card Gold Card limit be adjusted if it reaches 50,000?

The maximum credit limit of Minsheng Bank’s gold card credit card is generally 50,000 yuan. If the limit of Minsheng Gold Card has reached 50,000 yuan, it may be difficult to increase the fixed limit. However, customers can apply for temporary credit, allowing the card to be held for more than 50,000 yuan during the temporary credit period.

If you want to lower the limit, you can call Minsheng Bank directly to apply. If you want to restore the original limit after adjusting the limit, you need to reapply and undergo review.