China Merchants Credit Card Insurance has attracted much attention in the insurance market. Let’s introduce how to buy credit card insurance from China Merchants Bank to get a good deal.

1. The earlier you buy, the more cost-effective

The premium rate of insurance products will increase as the age of the insured increases. In the case of the same insurance amount, the difference in the premium rate between the insurance at age 40 and the insurance at age 20 may be 30. Especially for the elderly, the premiums for purchasing insurance products are generally higher, and the premiums may even be greater than the insured amount. Therefore, you must plan early when purchasing insurance products.

2. Choose appropriate additional insurance to improve cost performance

Most insurance products are launched in the form of main insurance combined with additional insurance, such as the one-year insurance policy of China Merchants Cigna The main insurance of comprehensive accident insurance is accidental death or disability protection, and the additional insurance is accidental medical protection, hospitalization allowance protection, public transportation accident protection, private car accidental injury protection, etc. Everyone can choose the appropriate additional insurance to purchase according to their actual situation to supplement the missing parts of their own protection. Moreover, additional insurance is generally a consumer product, and the cost itself is relatively low. In addition, the sales link is saved, and the cost will be cheaper. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at the latest list! Inventory of 18 best-selling high-quality accident insurances across the country

3. Buying online is more cost-effective

China Merchants Cigna Insurance Company has launched a variety of purchasing channels for consumers to choose from, including: telephone, counter, Official website, etc., the products purchased through these purchasing methods are all the same, but it will be much more convenient to purchase through the Internet. Online purchasing can complete the entire insurance process without going out, and it also saves everyone’s time, so from time In terms of cost, buying online is more cost-effective.

The above is my answer to how to buy credit card insurance from China Merchants Bank in a cost-effective way. I hope it will be helpful to you.

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