1. Use cost. Debit cards do not need to pay annual fees and handling fees, so the use cost is low. The use of credit cards needs to pay annual fees, handling fees and other fees, and the use cost is high.

2. Safety. Debit cards are highly secure, and measures such as password protection and transaction verification can effectively guarantee the safety of funds. The holding and use of credit cards need to have certain credit awareness and repayment ability, otherwise debt problems will arise. Therefore, the volunteer card debit card is good.