The opening of the loan is the result of system audit, and it cannot be opened on its own initiative.

Opening ant borrowing requires the following conditions:

(1) AliPay account completes real-name authentication;

(2) The account status is normal and has not been appealed;

(3) The account is bound to the mobile phone.

Accounts that meet the above conditions will be comprehensively evaluated according to your account usage, and the final use will be subject to system evaluation, and manual intervention is impossible. I hope this answer is helpful to you. This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance). The reliable interest rate is low, and the amount can be calculated immediately by clicking the bottom of the mobile phone, and the maximum loan amount is 200,000.