The financial industry is a high-risk industry. This type of industry has great characteristics, that is, low entry barriers, poor stability, and weak sustainable development capabilities. This group of people has caught up with the good situation and earns a lot of money every month. However, last month they earned 50,000 yuan, and this month they earn 500 yuan or even no income. This phenomenon is common.

In addition, because some financial intermediaries are good at packaging, it is difficult for banks to judge the authenticity of the submitted information. Therefore, in the long run, banks will consider that it will be more difficult for applicants engaged in such occupations to apply for credit cards and loans.

Extended information:

Notes:

1. If it is your first time to apply for a credit card, then because you do not have any consumer credit record, the bank mainly relies on you. The status of various income assets determines whether to approve the card and the size of the credit limit.

2. If it is the first time to apply for a credit card, the limit will not be too high unless sufficient proof of assets can be provided, such as income proof, house ownership certificate, mortgage purchase certificate, car title certificate, bank deposit Certificates or securities certificates, etc.

3. In addition to asset certificates, other certificates that can prove personal abilities will also help you obtain high-limit credit cards, such as academic certificates, technical level certificates and other qualification certificates. If this is your first time applying for a credit card, the more detailed your personal information and personal assets you provide, the better.

Baidu Encyclopedia - Financial Industry

Baidu Encyclopedia - Credit Card

Baidu Encyclopedia - High-Risk Industries