It is a credit card and a savings card. There are two types of credit cards: debit cards and credit cards. Debit card is a financial payment and settlement tool issued by county-level rural credit cooperatives in Sichuan Province, which requires deposit before consumption and cannot be overdrawn. Savings card is also a kind of debit card. Credit card is a standard credit card of UnionPay, which is universal in China and can be swiped at any time.