Through the installment shopping of Apple in official website, you can choose to pay in installments of 3, 6, 12, 18 and 24, and you can pay in installments when you arrive in 300 yuan, with the maximum installment amount of 30,000 yuan.

Suppose the amount is 1000 yuan, divided into 12 installments, and the handling fee is 5%.

The repayment amount in the first month is1000 ÷12+1000× 5% =133.3 yuan.

From the second month to the twelfth month, 1000÷ 12=83.3 yuan.

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The above fees are charged in one lump sum, and ICBC will share the fees on a monthly basis.

Monthly handling fee: 5%12 = 0.42%.

Monthly repayment:1000 ÷12+1000× 0.42% = 87.5 yuan.

Note: Apple official website Credit Card Installment Rate Table.