1. The credit card of the party concerned is within the scope of executable property, and the credit card of the person subjected to execution can be frozen;

2. If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances.

What is the reason why the credit card is frozen?

1. Suspected withdrawal leads to freezing. If pos machines are frequently used for large-scale consumption, or the reasons for frequent large-scale cash withdrawal;

2. Overdue repayment for many times;

3. If the property frozen by the court is frozen or confiscated due to various disputes, the credit card will also be frozen.

Legal basis: Article 249 of the Civil Procedure Law of People's Republic of China (PRC).

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.

When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.