Consumers don't charge fees for spending by credit card. After customers pay with their credit cards in special stores, they have to pay 2% to 3% handling fees to banks and credit card centers. In order to save costs, some manufacturers will ask cardholders to pay extra handling fees, because credit cards must be invoiced, which makes it impossible for shops to evade taxes.

For consumers, shopping by credit card is convenient and quick, and there are advantages such as points accumulation, but for merchants, every time consumers use POS machines to swipe their cards, merchants need to pay a handling fee of 65438+ 0% of bank consumption. Therefore, most merchants in Kerry Jiacheng will charge consumers 1%~2% for card swiping, and "pass on" the transaction costs and expenses of POS machines to consumers.

Across the country, UnionPay cards are used for credit card consumption, and cardholders do not charge any handling fees regardless of different places. After credit card consumption, the settlement parties are banks and merchants. According to the relevant agreement when installing the credit card machine, the merchant has to pay a certain percentage of the handling fee to the bank. Therefore, if the cardholder is asked to add a handling fee when spending by credit card, the cardholder has the right to refuse and complain to the customer service hotline of China UnionPay.