First, if the cardholder binds the savings card to the agreed account for automatic repayment, the initial setting is full repayment. If you need to change the repayment method, directly call the customer service phone of CCB Credit Card, and change the full repayment sign to only the minimum repayment amount. Then, one day after the due repayment date, if the agreed account status is normal and the amount is sufficient, it will be repaid automatically according to the minimum repayment amount.

Second, if the cardholder does not use the savings card to automatically repay, there is no need to set a minimum repayment amount. On the due repayment date, the cardholder can repay according to the minimum repayment amount of the bill and purchase foreign exchange to return the US dollar.

Third, cardholders need to pay attention to full repayment on the due repayment date, and consumption can be interest-free; Paying the minimum repayment amount on time does not affect personal credit information, but it does not enjoy interest-free treatment and needs to collect bill interest.