How to check the bill of ABC's credit card
ABC's credit card bill can be checked through ABC's personal online banking, handheld banking and WeChat banking. Personal online banking inquiry steps: log in to online banking, select the credit card menu, and click on the right to inquire about the bill. Handheld bank inquiry steps: log in to Handheld Bank and click on the credit card to inquire. WeChat inquiry: Pay attention to "Agricultural Bank of China" WeChat WeChat official account (WeChat account Ebanking-abchina. )-Click "Finance E Station-Credit Card Show" to inquire about the information of bound credit cards (including line inquiry, bill inquiry and integral inquiry) according to the contents of the prompt reply. Or call the Agricultural Bank Credit Card Center for enquiry.
How to inquire about the bill with ABC Credit Card
You can call the hotline of ABC Credit Card Center at 46695599 and follow the prompts to inquire about your bill information; You can log on to the Agricultural Bank of China credit card online banking to check the latest billing information; You can download the mobile phone client of Agricultural Bank of China and enter the credit card to check your billing information. You can apply for the electronic billing service of Agricultural Bank of China's credit card, and you can view your billing information by email.
credit card refers to all kinds of media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which cardholders have a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
people who have no economic income, such as students, should not apply for credit cards easily. Even if they don't use credit cards, they have to bear annual fees and other items. Holders of credit cards give up the use of credit cards and go through the formalities of returning the cards in time. Otherwise, the expenses of credit cards and the interest and late payment fees generated later will lead to personal economic losses and credit reduction, which will affect mortgages and car loans.
the credit card billing date refers to the date when the issuing bank will regularly summarize and settle all transactions and expenses in the current period of the credit card account every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement.
Generally, the billing date of a bank credit card is specified and cannot be modified. For example, if the billing date is the 1th, the consumer will enjoy a longer interest-free period after the 1th. For example, if the consumer spends on the 11th, he will enter the bill on the 1th of next month, and the repayment period will be about 2 days later (you can enjoy a total of 5 or 56 days), so he will enjoy the longest interest-free period. If you spend on the 1th, you will enter the bill on the same day, and you need to repay it after 2 days, which is the shortest interest-free period. Therefore, if you spend, try to choose the recent consumption after the 1th, so that you can enjoy a longer interest-free period.
the interest-free period of credit card repayment starts from the bank bookkeeping date to the final repayment date, which is the day when the cardholder swipes the card and the final repayment date is the day when the cardholder should pay back the money, usually 2 or 25 days after the billing date. During the interest-free repayment period, as long as the current payable amount (total amount owed) on the current statement is fully paid off, there is no need to pay the interest on any non-cash transaction (interest-free discount is not available for cash advance).
how to query the credit card bill of agricultural bank? Five convenient ways to introduce
Now many friends around me will apply for the credit card of Agricultural Bank of China and use it to spend money, but sometimes people don't know some specific business of credit cards, for example, some people don't know how to know their credit card bills. Someone asked me how to check the credit card bill of Agricultural Bank of China.
Want to know more about credit cards
1. Customer service telephone inquiry
Credit card users of Agricultural Bank of China can call the customer service hotline of Agricultural Bank of China at 95599 or 4-669-5599, and then transfer to manual service according to voice prompts to inquire about your credit card bill.
second, electronic bill inquiry
one of the most convenient features of agricultural bank is that its credit card has opened electronic bill users. As long as the users of agricultural bank have opened electronic bill business, they can inquire about the relevant information of your credit card bill by email.
Third, the APP query
You can download the Agricultural Bank APP on your mobile phone, and then enter the "Credit Card" interface in the APP, and you can query the bill.
IV. Online banking inquiry
You can log in to the personal online banking of Agricultural Bank of China, enter the credit card interface, and select "Bill Inquiry" to get the bill details of your credit card of Agricultural Bank of China.
V. SMS inquiry
You can use the reserved mobile phone number to edit the SMS "CCDQZD# last four digits" and send it to 16995599 to inquire about the current bill balance of your ABC credit card.
The above is a summary of various ways to inquire about the credit card bill of Agricultural Bank of China. It should be noted that, like SMS inquiry, your bill balance is generally inquired. Friends who want to inquire about their own ABC credit cards can refer to the above methods to operate.
what about the credit card bill of ABC?
Nowadays, it has become a common thing to spend money by credit card, and you have to wait for the credit card bill to arrive every month. So, how to understand the complicated credit card bill? Let me talk about the credit card statement of Agricultural Bank of China.
1. How to read the credit card statement of Agricultural Bank of China
A. Repayment prompt column
1. Due repayment date: that is, the later repayment date of the current bill. Generally the 25th day after the bill date. You need to repay the current arrears before the due repayment date.
2. Total payable amount in this period: that is, the account amount as of the credit card billing date of Agricultural Bank of China, which is very important information in the statement. A positive number is your current deposit balance; A negative number indicates the amount you owe in this period, prompting you to repay as soon as possible.
3. repayment amount: that is, the amount you need to repay when using revolving credit. If the repayment amount is not fully repaid, ABC will charge a late fee of 5% of the unpaid portion of the repayment amount. If the repayment amount in a billing cycle is less than 5 yuan RMB (or US$ 1), it will be calculated in 5 yuan RMB (or US$ 1).
Note: If you repay by repayment, you will not be able to enjoy the interest-free period for your current arrears.
important note: the cash withdrawal and handling fee of credit card should be fully included in the repayment amount of the current period. If you spend money in 1 yuan and withdraw money from 1 yuan in the current period, the repayment amount should be calculated as 1×1%1×1%=11 yuan.
B, current balance calculation column Total balance of current account (arrears are-) = balance of previous period (arrears are-)-new payable amount in current period
C, transaction details column of ABC's credit card bill records the detailed information of each transaction in this billing cycle (from the previous billing date to this billing date) for you to check one by one.
D, consumption points column, your credit card consumption points. For each consumption, RMB 1 yuan will earn 1 point, and US dollar 1 yuan will earn 8 points (except for wholesale consumption, real estate consumption and automobile sales consumption, please refer to the Terms and Conditions for Rewarding Activities of Jinsui Credit Card for details). Please pay attention to the announcement of points redemption through SMS, website and other channels.
e. Information prompt column In this column, we will prompt you with some important information. If you still have questions about ABC's credit card bill, you can call the credit card customer service hotline for consultation.
2. Inquiry method of credit card bill of Agricultural Bank:
1. Inquiry of SMS
You can edit SMS with the phone number reserved at the bank counter and send it to the customer service of Agricultural Bank.
2. Customer service telephone inquiry
Cardholders can call the customer service hotline of the Credit Card Center of the Agricultural Bank of China and make inquiries through the automatic voice system or manually.
3. Online banking inquiry
Cardholders can enter their ID number and credit card inquiry password through the website of Agricultural Bank of China to inquire about bills, transaction details, amount and repayment information.
4. Mobile phone client inquiry
You can download and log in to the mobile phone client of Agricultural Bank of China, and you can inquire about the current payable amount, minimum repayment amount, last repayment date and transaction details of credit card accounts within 6 months.
The above is about "What do you think of the credit card statement of Agricultural Bank of China?" I hope this article I compiled will be useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
Disclaimer: The operation suggestions in the article only represent the views of the third party and have nothing to do with this platform. Investment is risky, so you should be cautious when entering the market. Deal accordingly, at your own risk.
This is the end of the introduction on how to check the bills of agricultural credit cards and how to check the bills of agricultural bank cards. Did you find the information you need?