The annual fee will not be deducted if the credit card is not activated. Whether the annual fee will be deducted if the credit card is not activated mainly depends on the level of the credit card. For example, if the credit card is a relatively high-level platinum or diamond credit card, the value-added services are much more than ordinary credit cards, so even if the cardholder has not activated the credit card, the bank will This type of card adds an annual fee, resulting in credit card deductions. If the credit card level is relatively low, such as an ordinary-level credit card, then the credit card will not deduct money if it is not activated, because ordinary credit cards do not have as many value-added services as high-level credit cards, so Even if the cardholder does not activate the credit card, the bank will not charge annual fees, resulting in credit card deductions. A credit card is a payment instrument issued by a bank or credit card company that allows the cardholder to borrow money to pay for goods and services and to repay these borrowings at some point in the future, with a credit limit within which the cardholder can Access funds freely without having to pay cash immediately.