Take China Merchants Bank Credit Card as an example. There are three ways:

1. All-in-one cards and credit cards go to the counter to open the self-service transfer function. All-in-one-card purchases foreign exchange directly in US dollars, and online banking directly repays it manually.

2. If it is not convenient to go to the counter, the card will activate the automatic debit of the credit card after purchasing US dollars.

You need to associate the binding account and purchase foreign exchange, and then you need to contact the credit card center to see if you need to turn off the credit card purchase foreign exchange function first. (If "cash" is set as monthly deduction when binding, then "cash" must be selected when purchasing foreign exchange in the future, and the cash for purchasing foreign exchange is the same. )

3. The credit card has the function of purchasing foreign exchange, and the one-card card is also RMB.

Non-self-return: 1. The counter helps his credit card to deposit US dollars in cash. 2. Handle remittance at the counter (remittance can only be made to immediate family members, and proof of relationship is required). 3. Let the other party open a credit card to purchase foreign exchange, and you can remit RMB.

Extended data

The repayment of US dollar account mainly depends on the settlement method of consumption. One is to settle all accounts in RMB, and the other is to settle accounts in RMB and USD respectively.

First, the US dollar account shall be settled separately.

If the UnionPay channel is settled in RMB, and the channel is settled in RMB, then you need to remit money in RMB when you repay. There are two main ways of remittance repayment:

1. You can call the customer service number of the credit card on the back of the bank card, transfer the manual service, and request to open the RMB foreign exchange purchase function.

2. Log in to the personal bank card center to open the function of purchasing foreign exchange, then deposit RMB to buy US dollars, and then use it to repay the US dollar arrears.

Two. Rmb settlement

When you spend money, you are charged according to the exchange rate of RMB consumption, no matter what channel you use to swipe your card, it is the same. This is free of exchange fee, so when you repay, the bill is RMB arrears, so you can repay it with a normal credit card.