To understand how to reduce the annual credit card fee, we need to know how to generate and calculate the annual credit card fee. The annual credit card fee is the fee charged by the bank for providing credit card services to cardholders, which generally includes the cost of card making, maintenance and service. The annual fee policies of credit cards in different banks are slightly different, but generally speaking, the annual fees of different credit cards such as Puka, Gold Card and Platinum Card will be different.

The ways to reduce the annual fee of credit card include:

1. Credit card spending: Some banks stipulate that the annual fee of the following year can be exempted if the cardholder spends a certain amount or times in one year.

2. Redemption of points: Some banks allow cardholders to exchange points for annual fees, and cardholders can redeem annual fee reduction coupons or directly deduct annual fees in integral mall.

3. Special activities: The bank will launch some special activities from time to time, such as free annual fees for opening new accounts and recommending friends to apply for cards. Cardholders can pay attention to the bank's activity information and participate in activities to reduce the annual fees.

The methods for inquiring about the annual fee of ICBC's credit cards include:

1. Online banking: log in to ICBC's online banking, select the "Credit Card" column, and click "Annual Fee Inquiry" to view the annual fee information of credit cards.

2. mobile banking: download ICBC mobile banking APP, select the "credit card" column after logging in, and click "annual fee inquiry" to view it.

3. Customer service hotline: Call the customer service hotline of ICBC, and enter the ID number and credit card number according to the voice prompts to inquire about the annual credit card fee information.

To sum up, the methods of reducing and exempting the annual credit card fee include credit card spending, point redemption and participation in special activities, while the methods of checking the annual credit card fee of ICBC can be inquired through online banking, mobile banking and customer service hotline.