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Why is there a handling fee for saving money by credit card?
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There is no handling fee for handling credit card deposits through the counter.

If you transfer money to a credit card through online banking, you need to charge a handling fee. Ordinary customers do not charge for ICBC's business in the same city, and ICBC's inter-bank and city business is charged at 0.9% of the remittance amount, ranging from 0.9 yuan to 45 yuan. ICBC does not charge customers with wealth management accounts for their business in the same city, and charges 0.5% of the remittance amount for inter-bank and inter-bank business, ranging from 0.5 yuan to 25 yuan.

The two businesses are different, and the fees charged are different.