There is no handling fee, just refund the amount of the bill. You can cancel in the following ways. If you need to go to the counter, you need to go in person.

There are two ways to cancel a bank credit card account:

One phone call to cancel the account:

① The cardholder confirms that there is no bill left on the personal credit card and no annual fee default;

(2) Call the customer service of the bank credit card center to inquire about cancellation;

③ Confirm the credit card information with the bank customer service specialist;

④ Telephone application for cancellation of credit card.

2. Cancel the credit card at the bank counter:

① Prepare the ID card;

(2) fill in the credit card cancellation application form;

③ Pay off the arrears;

(4) Cooperate with the bank counter staff to cancel the business and sign for confirmation.