CCB joy Credit Card is an exclusive credit card product launched by China Construction Bank for young customers. This card also issues three brands of platinum credit cards, namely UnionPay, VISA and MasterCard, and a student version (UnionPay brand gold card). Currently, the following permissions are available:

1, repayment preference: CCB Joy Credit Card provides cardholders with a minimum repayment ratio of 5%, which reduces the repayment pressure of young users.

2. Provide premium activities: new customers can enjoy the season card courtesy of Aiqi Gold when they open their cards, and they can get the ultra-low price qualification to buy fashionable backpacks by swiping their cards for three times, and they can get 12000 points by borrowing cash in advance.

3. Exclusive courtesy of "hot purchase" merchants: Enjoy exclusive discounts for hot purchase merchants such as shopping centers, well-known department stores and restaurants all over the country.

4. Security guarantee: 3 yuan can enjoy instant messaging service every month, and both domestic and overseas fraudulent transactions can enjoy 50,000 yuan compensation guarantee.

So this card is still worth doing.