Annual fee of CCB Credit Card Gold Card 160 yuan. Each card is one year, and the annual fee for that year is exempted. You have used this card for a year. Did you activate the card? The annual fee can only be generated if the card is activated. If the card is not activated, there will be no annual fee. Don't worry too much after the annual fee is generated. As far as I know, as long as you make up three payments as soon as possible (the amount is not limited), the annual fee can be waived for you. If you have received the bill, look at the repayment date, pay back the annual fee before the repayment is due, and then make it up as soon as possible. At the latest, within 3 months after the annual fee is paid up, the fee will be refunded to your card about 1 month. If you are not sure, you can ask again, or directly call the customer service hotline on the back of the credit card for consultation.