How to cancel a China Construction Bank credit card
You can cancel in the following 6 ways (found on the official website):
SMS cancellation, mobile banking cancellation, personal online banking Logout, official website logout, bank branch logout, phone banking logout
SMS logout
1. Personal text message financial services
Use your mobile phone to edit the text message "QXTZ# If you send the last four digits of account", "the last four digits of QXZZ# account" or "the last four digits of QXJF# account" to 95533, you can independently cancel the change notification service, SMS transfer and remittance or SMS payment and recharge service of the designated account, and independently cancel the service. Related services will not affect the use of other functions. Edit the text message "QXZH# last four digits of account" and send it to 95533 to cancel all SMS services contracted by the specified account; edit "QXFW" and send it to 95533 to cancel all SMS services under the customer's name, including account change notifications, SMS transfers and remittances, SMS bill payment recharge and financial information SMS services, etc.
2. Corporate account change service
Use your mobile phone to edit the text message "ZXZH# last four digits of the account" or "ZXFW" and send it to 95533, and the system will prompt you with the activation result. Among them, the last four digits of the ZXZH# account refer to canceling the SMS service of the designated account on this mobile phone, and ZXFW refers to canceling the SMS service of all corporate accounts under this mobile phone.
3. Name Fund SMS Service
Use the main mobile phone to edit the text message "JJJY" or "QXJJ" and send it to 95533. The system will prompt you to cancel the result.
Mobile Banking Logout
After logging in to Mobile Banking, in "SMS Financial Services" under "My Services", you can handle account change notifications, SMS transfers, SMS Cancellation of payment and other functions.
Personal Online Banking Cancellation
After logging in to Personal Online Banking, you can cancel the account change notification you have opened in "My Account - Other Account Services - Channel Interactive Signing" , SMS transfer, SMS payment and other functions.
Official website logout
1. If you need to log out of the personal account change SMS service, you can log in to the CCB official website and click "Convenient Services - SMS Finance - Activate" on the left page Enter the account change and SMS payment SMS service cancellation page, enter the ID number, customer name, bank account and password, and additional code to activate and select the service that needs to be canceled.
2. If you need to cancel the financial information SMS service, you can log in to the official website of China Construction Bank, click "Convenient Services-SMS Finance-Activation" on the left page to enter the financial information SMS service cancellation page, and enter the certificate type , ID number, and additional code to activate the financial information SMS service that needs to be canceled.
Cancellation at a bank outlet
Go to our bank outlet with your valid ID and relevant account, fill in the cancellation service information, and verify it through the counter system to cancel the SMS financial services, including personal /Corporate account changes, transfers and remittances, payment and recharge, and SMS services for funds under your name.
Telephone Banking Logout
1. Manual agent CSR: Dial 95533, select manual service, and explain to the agent that you require to log out of SMS financial services. After the system authenticates the identity, the agent will cancel the SMS financial service according to the customer's requirements. Select the SMS service you want to log out of.
2. Self-service voice IVR: You can dial 95533 and enter your ID card or account number and password according to the voice prompts. After passing the identity verification, enter the account and mobile phone number that need to cancel the SMS service according to the system prompts for cancellation processing. .
Expansion: The ways to get free SMS reminders are as follows:
1. WeChat service account
The first is the WeChat service. As long as you follow the WeChat service account of each bank , and bind a bank card, you will receive a WeChat reminder once there is any consumption or balance change.
2. Mobile Banking
In addition to WeChat Banking, mobile banking can also provide free inquiries: as long as you install mobile banking and select "Allow Notifications" in the mobile phone settings, you can receive notifications for account changes. to information.
3. Bank APP
In addition, other types of APPs from major banks can also provide free reminders. Taking ICBC as an example, customers can also get free reminder messages by activating and downloading the client ICBC e-Link.
Note: These methods require a network connection. If a citizen’s mobile phone network is closed, they will not receive notifications.
Shanghai Pudong Development Bank’s credit card cancellation SMS format
The SMS format is as follows
Your credit card with the last number xxxx has been cancelled. If there is an overflow in the card, you can bring the card and identity. 45 days after the card is collected at any Bank of Communications counter, the remaining points in the card will be cleared. If you have any questions, please call 95559.
What is the content of the text message received after canceling the ICBC credit card?
The text message for canceling the card is as follows: Your credit card with the last number xxxx has been cancelled. If there is any excess deposit in the card, you can carry it with you. The card and ID card can be collected at any Bank of Communications counter 45 days later, and the remaining points in the card will be reset to zero.
Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
Credit card is a non-cash payment method and a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. It is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account.
Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with specially appointed organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable. [img]
Will a text message be sent after 45 days of cancellation of the credit card account?
There will be no text message reminder, there will be a record on the credit report, and a note will be made on the card that the card has been cancelled.
After canceling a Bank of China credit card, the account still exists. Customers can also check the transaction records of this credit card if necessary.
There are a few things you should pay attention to when canceling a card: Pay off all outstanding balances in a timely manner. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just cancel the card without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start "debt collection"!
Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When you propose to cancel the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days.
Cut the magnetic strip when canceling the card. If the card is complete, it may still be usable in some consumption places that only require information without verifying it. The best way is to cut the magnetic strip into several pieces and throw them into different garbage dumps to avoid future troubles.
The choice of credit card is very important. Nowadays, many commercial institutions have bundled cooperation services with banks. For example, you can apply for a joint credit card between a department store and the corresponding bank, and you can spend points here as a member and earn points. Discounts; or some cards can provide discounts at designated merchants, including dining, movies, towing services, etc. There are various names, and you can choose freely according to your own needs. Credit cards should be used wisely and chosen wisely.
Bill installment is the most convenient installment method. Basically, all card-issuing banks can support this installment method, and the application is simple. Users only need to submit an installment application to the card-issuing bank by phone or other methods after swiping their card for consumption and before monthly bills are sent.
However, please note that each bank will stipulate some special cases. For example, speculative card swiping will not be successful in installments. So before proceeding with staging, be sure to read the staging manual carefully.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
What is the content of the text message received after canceling the Bank of Communications credit card?
Your credit card with the last number xxxx has been canceled. If there is an overflow in the card, you can bring the card and ID card with you after 45 days. Collect it at any Bank of Communications counter, and the remaining points in the card will be reset to zero.
Extended information
Notes
1. Before canceling a Bank of Communications credit card, please make sure that there is no debt in your account and there is no balance. ;
2. If you have a Bank of Communications credit card that you do not intend to use or that has not been activated, please cancel it in time. Annual fees will also be charged for unactivated Bank of Communications credit cards;
3. After you When canceling a Bank of Communications credit card, the customer service specialist may offer you various discounts to retain you. Please be mentally prepared in advance and prepare the corresponding reasons.
Main products
Bank of Communications credit card products are all named "Pacific". Common Bank of Communications credit card varieties include: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Pacific Liuxiang VISA credit card, Bank of Communications Pacific Wal-Mart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Pacific Airlines Secretary Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card, and the World Expo Card with the Shanghai World Expo as the main theme.
The new Bank of Communications Pacific Credit Card is a truly global credit card that integrates Bank of Communications' vast nationwide service network and HSBC's management experience and technical support. Whether you are at home or abroad, you can enjoy shopping and leisure conveniences, highlighting the advantages of global access.
Pacific Liuxiang VISA credit card, Pacific Airlines Secretary Card, and Expo Card are no longer available.
Reference materials: Baidu Encyclopedia - Bank of Communications
How to cancel SMS messages from Agricultural Bank of China
Hello, since the account types are different, please follow the instructions of the Agricultural Bank of China you are using. Select the cancellation method for the account type:
1. Debit card SMS notification cancellation channel: (1) Palm Bank: Please log in to the Palm Bank APP and click "Homepage All → Assistant - SMS Notification → Maintenance/Cancellation" (Clear all bound mobile phone numbers displayed on the page during operation), turn off the debit card SMS notification, and there is no need to verify the K treasure and K order. (2) Online banking: Please log in to personal online banking, click "Security→Message Service→Logout", close the debit card SMS notification, and verify the K treasure and K order. (3) Counter: The card owner is required to bring his or her valid ID and bank card to any Agricultural Bank of China branch nationwide for processing. Warm reminder: If you are notified by SMS that the fee is in arrears, you must pay the fee before you can cancel. Fujian Province (excluding Xiamen) currently does not support cancellation of mobile banking and online banking channels (the criterion is based on the registration place of the electronic banking channel).
2. Credit card SMS notification cancellation channel: Please log in to the Palm Bank APP, click Home Page - Credit Card - Card Manager - SMS Service or call our credit card center hotline 4006695599 to cancel the credit card full balance transfer SMS reminder service.
3. Enterprise SMS notification cancellation method: The following application materials are required to be provided to the account opening bank: (1) "Electronic Banking Service Application Form (Enterprise)". The content of the application form must not be altered, and the account to be registered must be stamped. The seal and official seal of the enterprise shall be retained, and shall be signed and sealed by the legal representative or authorized agent of the enterprise. (2) A copy of the legal representative’s valid identity document. (3) Original and copy of the handler’s valid identity document. (4) "Legal Person Authorization Letter", signed and sealed by the legal representative or authorized agent of the enterprise, and stamped with the official seal of the enterprise. When the legal representative handles the matter in person, there is no need to provide a "Legal Person Authorization Letter"; when an authorized agent handles the matter in person, there is no need to provide a "Legal Person Authorization Letter", but a copy of the legal representative's letter to the authorized agent is required. Original and copy of authorization document. Warm reminder: (1) The enterprise will notify the mobile phone number via text message, and the unbound mobile phone number will receive a deregistration SMS prompt; (2) If the enterprise messaging service is in arrears when deregistering, payment must be made before deregistration.
(Answer time: April 25, 2022. In case of business changes, please refer to the actual situation.)
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