However, if the issuing bank does not check the credit information when withdrawing the temporary credit line, the bank will not refer to the credit information of the user when withdrawing the credit line.
Different banks have different rules. In order to avoid being unable to increase the temporary limit due to personal credit information, users need to maintain a good credit record for a long time.
Maintaining a good credit record of users is not only conducive to improving the temporary quota, but also conducive to improving the fixed quota.
If this kind of non-compliant online loan is overdue, it will not affect your personal credit status, but the online loan record will remain in the online loan big data. Search: Winnie Hsin, check your online loan history, overdue details of online loans, debt situation, untrustworthy information, and online loan blacklist.
Extended data:
Do I need to check my personal credit report to increase the loan amount?
If the loan product needs to inquire about personal credit information to obtain the loan quota, then after the quota is increased, it is still necessary to authorize the lending institution to inquire about the credit information after use, in order to see the increased quota. However, it is not necessary to check the credit information to obtain the loan product quota. At this time, the increase of the quota is determined by the system evaluation, and users can also see the increased quota without checking the credit information.
For users, the increase of loan amount is beneficial for users to apply for large loans. Of course, after users apply for loans, they must repay them on time.