If you set up an agreed repayment account on the credit card, you will deduct the money according to the deduction ratio you chose at that time. The deduction ratio is divided into full repayment and minimum repayment.

If you choose to deduct the minimum repayment amount, the bank will deduct it from your savings card the day after the last repayment of each month. Even if your savings card has a sufficient amount, it will only deduct the minimum repayment amount, and will not deduct more.

If you choose to repay in full, the bank will deduct money from your savings card one day after the last repayment date. If the savings card is insufficient, it will be deducted as much as possible, not just the minimum repayment amount.

Repay in full and on time every month, and enjoy interest-free period for consumption. If only the minimum repayment amount is paid, personal credit will not be affected, but consumption will not enjoy interest-free period, and interest will be charged in full at the rate of five ten thousandths per day from the date when consumption is recorded.