unpaid goods. Truck drivers become road transport car drivers in name. The situation of bank card turnover exists in that the seller fails to deliver the goods in time at the destination, which leads to the goods being pressed. Most of them need private cars. They pay in advance with their own money and then wait for the seller to deliver the goods. Their habit is to pay by credit card. If the seller fails to pay in time to the repayment date, truck drivers need to make bank card turnover to fill the amount of credit card, which is called credit card turnover.