Nowadays, with the rise of credit products such as Alipay and credit cards, more and more people are accustomed to using credit cards, Huabei and other products for consumption. The credit card can be used under normal conditions. Once the status is abnormal, the card cannot be used anymore. So why does the credit card show that it cannot be used normally? Let’s briefly talk about this issue, I hope it will be helpful to everyone.

Why does the credit card show that it is normal and cannot be used?

1. Abnormal card swiping equipment: If the card user swipes the card on the POS machine, but the POS machine data card has no data, the card user cannot swipe the card normally and needs to replace the data card. Also, the transaction volume of the POS machine for the day has reached the upper limit. At this time, even if the card status is normal, it is not possible to swipe the card for consumption. Another situation is that the merchant is added to the blacklist, so cardholders will not be able to use their credit cards to make purchases.

2. Transaction limit: When swiping a credit card, the amount of a single transaction must not exceed the available limit of the credit card. Otherwise, if the limit is insufficient, normal card consumption will not be possible. Another situation is that the cardholder has set the upper limit of the credit limit. When the cardholder reaches the limit, he will no longer be able to make purchases with the card. In addition, credit cards are subject to risk control by the credit card application platform, and cardholders will also be reminded of the limit when swiping the card.

3. The transaction environment is not suitable: Credit cards can only be swiped in environments that support credit card payment, such as POS machines, merchant codes that have opened credit card payments, etc. If the transaction scenario does not support credit card swiping, then Cardholders will definitely not be able to use their credit cards to make purchases. In addition, if the credit card application platform system detects that the credit card has transaction risks, it will not be possible to use the card for normal consumption.

4. Wrong input of transaction password: Most people conduct transactions with passwords, but if it is a quick pass transaction, by default, a single payment of no more than 1,000 yuan can be made without a password, and payment of more than 1,000 yuan still requires a password. Enter the password, and if you enter the wrong password when swiping the card, the card will fail. If you enter the wrong password three times in a row, the credit card will be locked and must be unlocked before you can swipe again.

In short, in addition to the normal status of the credit card, there are other things that need to be paid attention to before the credit card can be swiped for consumption. For details, please refer to the above content.