Customers applying for a gold card must meet one of the following conditions:

The average monthly balance of CCB's financial assets (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 200,000 yuan (inclusive) within one year.

Within one year, the average monthly balance of personal loans reached more than 500,000 yuan (inclusive), the repayment situation was good, and there was no bad record.

Within one year, the accumulated consumption of dragon cards is more than 50,000 yuan (inclusive).

Extended data:

Loss reporting, card replacement, card replacement and password loss reporting are all free.

Moreover, the subordinates of the financial card gold card can have two supplementary cards for immediate family members to use, which is convenient for parents to supervise their children's account information.

Handling express business can be reduced by 20% (commonly known as remittance).

There is no handling fee for issuing certificates of deposit.

There is no annual fee for gold cards.

Financial card gold card customers can directly obtain access conditions for personal consumption loans, which is more convenient for loan demand.

If you lose your card abroad, you can also enjoy emergency card replacement service and emergency service (maximum amount 1000 USD).

You can handle business directly at the outlet without queuing.

China Construction Bank-Credit Card Articles of Association