Shanghai Pudong Development Bank Credit Card Youwei Edition is a credit card issued by Shanghai Pudong Development Bank and MasterCard. It is an international credit card, which is used all over the world. When applying, apply with UnionPay in the form of a set of cards. This card is valid for four years, and the integral validity period is synchronized with the card validity period. Cardholders can get one point for spending or withdrawing one yuan with this card, and SMS notification for spending with this card is free. The cash advance limit is 30% to 50% of the credit limit. There is an interest-free repayment period of 20 to 50 days.