Guangfa Smart Card is a fast credit card, which has been upgraded from the first generation to Guangfa Smart Credit Card (new version). Then how about this card? Xiaobian can tell you what rights he has.

1. 5 times points for cash withdrawal/installment

Guangfa Smart Credit Card can enjoy 5 times points for all overdraft withdrawals. At the same time, the cardholder can enjoy 5 times points for interest-free installment of everything, wealth management and bills, and the installment principal.

2. The points are deducted from the consumption balance

The new smart card (with light bulb pattern) is 1, points =2 yuan; The old smart card was 2 points =1 yuan RMB, and the discount points for each application must be an integer of 1 points. For example, if a cardholder swipes a card for 5, yuan to buy a mobile phone and repays the transaction in installments, he can get 25, points, which can be used to offset the RMB arrears in 4 yuan.

3. Cash withdrawal/installment discount for newly opened cards

The first three overdrafts of Guangfa Smart Credit Card are free of charge within three months after issuance, and the first 12 or more installments of consumption or cash installments are shared, and the first three installments are reduced or exempted.

the credit limit of guangfa new smart credit card

the credit limit of credit card is mainly related to the credit status of the cardholder. marital status, economic ability, education level, personal housing, credit history and work status will all affect the credit limit to some extent, so how much credit limit the specific applicant can be approved depends on specific issues.

the new smart credit card of guangfa bank has two credit card grades: ordinary card and gold card, and the credit limit standards of different grades are different. Under normal circumstances, the credit line of Puka is 2, ~ 1, yuan; Credit line of gold card: 1, ~ 5, yuan.