Automatic credit card limit increase is the credit rating agency's recognition of the credit status of credit card holders, and it is also the card-issuing bank's recognition of the credit of cardholders. If the cardholder has a good credit record and the credit reporting agency thinks that his repayment ability and credit level are sufficient, the issuing bank will take the initiative to increase the credit limit for him. This is also one of the flexibility of credit cards, which makes it more convenient for cardholders to use them.

If you want to get your own credit evaluation information, you can get it by querying the data of credit evaluation agencies. Just click "Query" in Xiaoqi Credit Search and enter relevant information, and you can find out your personal credit status, including Internet black index score, blacklist, online loan application record, application platform type, overdue amount, credit card, estimated online loan credit amount and other important data information.

In addition, when using credit cards, you need to pay special attention to monthly repayment and try not to overdue repayment. Only by maintaining a good credit record can we gain the trust of banks more easily and obtain a larger credit line.