Yes.

Special privileges include no handling fees for the first two inter-bank cash withdrawals per month, no card production fees, and no account management fees.

Instructions for card rights and interests: China Merchants Bank’s Lucky Card has the word “ Zhao ” printed on it, which turns into the word “财” when turned upside down. Red card base, beautiful and durable. Hot stamping LOGO, showing metallic luster. The word "Zhao" is screen-printed in gold and silver to highlight the texture.