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Can I use a credit card without a card?
Of course. Credit cards can be bound to third-party payment software such as UnionPay, China UnionPay Express, Alipay, WeChat, etc., and cardless payment can be realized by scanning the code. Card-free payment has many advantages, such as avoiding losing your card and reducing the risk of someone stealing it. However, users should be aware that once the mobile phone is lost, it may still be stolen. Therefore, to ensure the security of credit card payment, users must take good care of their mobile phones and don't tell others the unlock password and payment password of their mobile phones.

Is reporting the loss of a credit card the same as canceling it?

Reporting the loss of a credit card is to void the lost credit card, but the bank will keep the relevant information of the credit card, and users can apply for a replacement card at any time. Credit card cancellation means deleting credit card information. After the cancellation of the credit card account, the bank will not have the user's credit card information. Therefore, users need to distinguish between credit card cancellation and loss reporting. If the card is lost, you need to report the loss. You don't need to use a card, but you need to cancel it.