If the amount of property involved does not exceed 10,000 yuan, 50 yuan will be charged for each item. If a credit card is overdue for more than three months, and the overdue amount exceeds 10,000 yuan, and the cardholder has no intention of repaying the debt after being collected by the bank many times, the bank will sue the cardholder in court.

1. How much are the litigation fees for overdue credit card lawsuits? In property cases, based on the amount or value of the litigation request, the cumulative payment shall be made in stages according to the following proportions: 1. If it does not exceed 10,000 yuan, 50 yuan shall be paid for each case; 2 , The portion exceeding 10,000 yuan to 100,000 yuan shall be paid in accordance with 2; 3. The portion exceeding 100,000 yuan to 200,000 yuan shall be paid in accordance with 2; 4. The portion exceeding 200,000 yuan to 500,000 yuan shall be paid in accordance with 2; 5. The portion exceeding 500,000 yuan to 1 million yuan shall be paid in accordance with 1; 6. The portion exceeding 1 million yuan to 2 million yuan shall be paid in accordance with 1; 7. The portion exceeding 2 million yuan to 5 million yuan shall be paid in accordance with 1; 8. The portion exceeding 2 million yuan to 5 million yuan shall be paid in accordance with 1. The portion between RMB 5 million and RMB 10 million shall be paid in accordance with the regulations; 9. The portion exceeding RMB 10 million to RMB 20 million shall be paid in accordance with the regulations; 10. The portion exceeding RMB 20 million shall be paid in accordance with the regulations.

2. Whether to go to the credit card court hearing? The parties involved must go to the credit card court hearing. Before the hearing, the People's Court will notify the parties and other litigation participants three days before the hearing. If the trial is held in public, the names of the parties, the cause of the case, and the time and place of the hearing will be announced. If the defendant refuses to appear in court without justifiable reasons after being summoned, or leaves the court midway without permission from the court, a default judgment may be made. When you are sued for an overdue credit card, the process will generally be as follows: 1. The bank notifies the cardholder that he or she needs to repay the card. Failure to do so will result in a lawsuit. 2. The bank will formally sue, and then the cardholder will receive a summons. 3. The subpoena may be sent to the cardholder’s home or work. 4. Then the cardholder will appear in court on the day of the court session. The court will then sentence the cardholder to repay the money and formally notify the cardholder of the consequences of failure to repay the money. 5. If you insist on not changing the card, the bank will apply for enforcement and confiscate the cardholder’s finances. 6. If the cardholder still insists not to go to jail. As long as the bank sues the cardholder, there will definitely be a fine. Generally, it is between 20-50% of the amount owed. If you continue to fail to repay the loan overdue, you will not only be subject to late payment fees but will also have a bad personal credit record, and you will no longer be able to apply for credit cards and bank loans within 5 years. If the payment is not repaid after three months or two reminders from the bank, the bank will sue the cardholder for credit card fraud and malicious overdraft, and the court will enforce the enforcement. Overdue credit cards will have serious consequences. Not only will your personal credit be left with a bad record, but you will also be charged interest and liquidated damages. After the overdue period, you will also be called by the bank to collect money or come to collect money, causing you to be unable to live a normal life. Overdue time If it exceeds three months and the overdue amount exceeds 10,000 yuan, the bank will initiate legal proceedings.