When filling out the application form, there are several small details that affect the credit limit, such as whether you have a fixed phone number in this city and whether this number is registered in your own name or the name of a family member. Whether you are married, whether your mobile phone number has monthly rent, whether it is a registered residence in this city, etc. If the answer to the above is yes, the bank will greatly increase your credit evaluation accordingly. However, each condition is not absolute, but it is relatively easy to pass the qualification review and increase the initial consumption limit application, consumption credit and repayment credit. It is still the most important thing for banks.

Don’t forget to swipe your card anytime, anywhere. During the period of using the card, make a lot of purchases with the card. Try to choose stores with credit cards for food, clothing, housing and transportation. The more frequently you use it, the more stable your monthly consumption limit will be. Just change the original habit of cash consumption to credit card consumption. This shows your loyalty to the bank. The bank's information system will count the frequency and credit limit of your credit cards, and will automatically increase your credit limit in about half a year.

Maintain good credit by paying your bills on time. If you owe money, you must repay it, and only when you exchange it can you borrow money. Banks also strictly follow this ancient truth. If you don't change the loan on time and don't repay it, you will definitely have no credit. It's best to repay it in full instead of just the minimum payment. The recurring interest will make you unable to bear it.

Proactively apply to increase your credit limit. After half a year of normal use of your credit card, you can actively apply in writing or call the service to adjust your credit limit. The bank needs approval. Under normal circumstances, your credit limit will be increased to a certain extent after reviewing your consumption and credit records.