Please refer to the page to see whether the credit card express buyer charges. If the seller opens the function of "large payment by credit card", the buyer will not charge the handling fee when using the credit card, otherwise, the buyer will have to bear the handling fee of 1% of the credit card.

(1) If the seller has not ordered the credit card service (that is, the store or goods are unmarked), he can choose to pay the service fee himself to complete the payment.

(2) merchants who open payment are free of service charges.

Extended information

When paying by credit card, Alipay has to pay a certain fee to the bank. If the seller has not ordered the credit card service (that is, the store or goods are unmarked), he can choose to pay the service fee himself to complete the payment. If you don't want to choose this method, you can change the debit card payment or other payment methods, or re-select the merchant who opened the payment, which is free of service charge.

The new service provides users with more choices. It is up to users to decide whether to pay the service fee by themselves so as to complete the payment by credit card.

Reference: Taobao-Is there a charge for credit card payment?

Reference: Taobao-Who collects the service charge for credit card payment?

Reference: Taobao-Credit Card Payment Rate?