China Construction Bank has been gaining momentum recently. The number of credit card issuances has increased significantly, and it has the potential to catch up with ICBC and become the largest credit card bank.
Today, I would like to recommend CCB’s platinum cards. These 3 platinum cards allow you to have 100,000 quota + high benefits at the same time! Cardholders can choose according to their own circumstances.
1. Zhiyin Dragon Card Platinum Card
The maximum limit of Zhiyin Dragon Card (Platinum Card) can reach 100,000. I was very excited after seeing it! The annual fee is 580, and 18 transactions are free of annual fees. And since September 2013, it has been upgraded to a global payment card, allowing overseas payments in RMB to be repaid without foreign exchange fees.
Special benefits:
1. Value-for-money mileage redemption ratio
Points are redeemed for Air China miles at a rate of 12:1, which is much better than the 15:1 for gold cards!
2. Business travel service discounts
Double discounts: enjoy discounts at thousands of CCB preferential merchants across the country, and enjoy mileage rewards at Air China partner merchants! It turns out there was a discount of 50% off for purchasing tickets. I don’t know if it’s still available now.
Avis car rental VIP rights: 15% off on domestic/international car rentals; an additional 50 kilometers per day for domestic car rentals; 50% off on the first domestic self-driving rental (rental period ≤ 2 days).
3. Comprehensive air travel protection
Platinum Card can get 5 million aviation accident insurance when you buy air tickets; if your domestic Air China flight is delayed for more than 4 hours, you can get air delay insurance and luggage Delay insurance.
Attachment: China Southern Airlines Dragon Card is relatively similar to the Friendship Card, and the annual fee policy is similar. However, China Southern Airlines Dragon Card points are redeemed for miles at a ratio of 14 to 1, which is not as affordable as the Friendship Card. The benefits are also better with the Friendship Card. Jinbao recommends the Friendship Card!
2. Global Payment Platinum Card
Although the above two cards are quite excellent, many users do not necessarily need to accumulate airline miles. And if you do a lot of overseas shopping and the basic accumulation ratio of these two cards is not satisfactory, it is recommended to apply for a CCB Global Payment Platinum Card.
The global payment limit is between 10,000 and 50,000, but the application threshold is actually very low. Basically, a relatively fixed work certificate + bank card and transaction flow can be approved. The annual fee is 580, and the annual fee is waived after swiping 10 times. It is a good no-brainer general card.
Special benefits:
1. CCB Global Payment Platinum Card is free of currency conversion fees for overseas consumption, and you can get double points for repayment in RMB.
2. Overseas travel protection. You can get 5 million aviation accident insurance by swiping your card to purchase air tickets.
3. Consumer credit services for studying abroad, and enjoy multiple consumer credit services such as consumption, bills, and study abroad fee installments.
Three Transformers Platinum Card
This card has been out for a long time. The reason why I recommend this card is very simple: JCB Platinum, no currency conversion fee, no annual fee for life, the card The noodles are very nice.
The Platinum Card has an annual fee of 580. If you swipe the card 10 times, the annual fee will be waived, including cash withdrawals, which basically means that the annual fee will be waived for life. Transformers White can only be used at overseas JCB merchants and JCB machines, but the benefits are still great.
Special privileges:
1. Introduction to exclusive special offers
With the Transformers Platinum Card, you can enjoy free access to domestic JCB designated airport VIP lounges and designated high-speed rail VIP lounges Serve. I don’t know if it is still available now
2. Platinum card VIP privileges
(1) 24/7 JCB member-only VIP service center services, including exclusive reservations In addition to various services such as discounted restaurants and golf courses, it also provides services such as travel, entertainment, and emergency credit card support.
(2) Enjoy nearly 6,000 high-end hotels, business hotels, hot spring hotels and other value-for-money projects, designated discounts at well-known restaurants, golf course reservations and other high-end services.
(3) The cardholder can enjoy free VIP lounge services at nearly 30 Japanese airports with the card, and can also enjoy preferential bilingual taxi booking services at Japanese airports.
3. JCBPLAZA exclusive services
You can enjoy special merchant consultation, hotel and restaurant reservations, free drinks, etc. at JCB member-only VIP service centers (JCBPLAZA/Lounge) in major cities around the world. Serve.
4. Comprehensive travel protection
If the Transformers Platinum Card is stolen overseas 48 hours before the loss is reported, you can enjoy overseas card loss protection (up to 20,000 yuan for platinum cards and 10,000 yuan for gold cards) Yuan).