As an important member of my country's banking industry, China Construction Bank's gold card is one of its credit card types, with a higher credit limit and richer rights and interests. So, what is the gold card of China Construction Bank Credit Card? The following will be analyzed from three aspects: credit limit, number of purchases and credit rating.

First of all, the credit limit of a gold card should be higher than that of a regular card. Generally speaking, the credit limit of a regular CCB credit card is less than 10,000 yuan, while the credit limit of a gold card and above will be more than 50,000 yuan. Of course, this does not mean that everyone can obtain a credit line of more than 50,000 yuan, which requires the applicant's personal credit rating to be recognized. Therefore, the credit limit of a gold card is an important indicator for constructing a bank credit card gold card.

Secondly, the consumption frequency of gold cards should be higher than that of ordinary cards. The China Construction Bank Credit Card Gold Card has more consumption reminder services, consumption discounts and consumption cancellation services, which allows card holders to manage consumption more conveniently. At the same time, gold card holders will also receive more offline and online preferential activities, such as travel deductions, credit card repayment cashback and other activities. Therefore, the number of gold card purchases is also one of the important indicators of China Construction Bank's credit card gold card.

Finally, the credit rating of a gold card should be higher than that of a regular card. Applicants for the CCB Credit Card Gold Card must meet certain credit rating standards to obtain the Gold Card, which also means that their credit ratings in other banks or institutions should also be higher than those of general applicants. Moreover, gold card holders also have more credit risk management and security services, such as credit card fraud insurance, loan insurance, etc. Therefore, the credit rating of the gold card is also an important indicator of the China Construction Bank Credit Card Gold Card.

To sum up, compared with ordinary cards, China Construction Bank Gold Credit Card has a higher credit limit, more consumption times and a higher credit rating. This also means that the application requirements and conditions for gold cards are higher, and because of their higher credit ratings, gold card holders enjoy more financial products and services and become more popular financial customers.