I can't. Banks and other lending institutions are more strict in auditing and will not lend only by ID number. Banks will require applicants to provide information such as work, income, education level, family situation, etc. At the same time, the bank will decide whether to apply for a card and the amount of the card according to the comprehensive evaluation results. If the institutions that can handle the card as long as the ID number are mostly illegal institutions, it is recommended not to handle the card in such institutions to avoid being deceived.

Will my credit card be cancelled automatically when I get old?

No. Because banks usually don't take the initiative to cancel customers' credit cards, customers must apply for cancellation of their credit cards and then cancel them after the bank approves them. In fact, even if the cardholder dies, the bank will not take the initiative to cancel the card.