the gym has credit card points. There are points for restaurants, hotels, KTV, gyms, bars and other merchant types. Points are sometimes used widely. For example, some banks can use points to make customers exchange gifts, air tickets or use points to pay hotel fees, and they can use points to participate in lucky draws. Generally speaking, points are a marketing method of credit card issuers, which uses points to attract customers to spend more on credit cards, mostly in some businesses within a given range.