If you need to make an appointment in advance to withdraw 300,000 cash, 300,000 is a large withdrawal. Usually, a large withdrawal of more than 50,000 yuan requires an appointment at least one day in advance. The starting point of large cash management is 500,000 yuan for company account and 300,000 yuan for personal account. After the start of the pilot, customers should, in principle, go through the appointment procedures through online, telephone or counter channels at least one day in advance in accordance with the appointment rules of banking financial institutions when handling large-sum cash withdrawal business above the starting point of management amount, and go to the appointment outlets to handle large-sum cash withdrawal business according to the appointment time.

Because the large cash management business mainly involves the counter business of cash transfer in kind, including self-service deposit and withdrawal through large-scale high-speed deposit and withdrawal equipment, preventive measures have been formulated to avoid supervision such as cash splitting and hidden posting. Therefore, in principle, banking institutions need to handle the withdrawal business above the initial amount at least 1 day in advance. Appointment can be made through the methods and channels announced by various banking institutions, generally including online, telephone or counter.

Moreover, the starting point of corporate account management in the three places is 500,000 yuan, while the starting point of private account management is 65,438+10,000 yuan in Hebei Province, 300,000 yuan in Zhejiang Province and 200,000 yuan in Shenzhen. If individual customers of Agricultural Bank of China need to make an appointment in advance for a large withdrawal of more than 200,000 yuan (including 200,000 yuan), it shall be implemented according to the branch system. It is recommended that the cashier apply to the withdrawal outlet at least 1 day in advance so that the bank can prepare cash. Please consult your local outlets for details.

Finally, in developed or active cash receiving and payment areas, some banks have 65438+ 10,000 or more than 200,000. Under normal circumstances, small banks such as city commercial banks, rural commercial banks and credit cooperatives need to make an appointment of more than 50,000. Large banks, such as Industrial and Commercial Bank of China and Agricultural Bank of China, only have more than 200,000 reservations. However, if the customer is in a hurry to use the funds and can't wait to make an appointment, the bank will advise the customer to transfer the money directly to the designated account, which can be transferred at the counter, but there is a handling fee, or through online banking. Both methods can be received immediately or transferred by ATM. However, in order to ensure the safety of funds, self-service equipment transfers are now received within 24 hours, and will not be received immediately. In the new era of unimpeded electronic payment channels, it is not safe to carry a lot of money. It's better to transfer money directly, which is fast and convenient. In reality, few people take hundreds of thousands of cash.