Current location - Trademark Inquiry Complete Network - Overdue credit card - I am a student and do not meet the conditions for a credit card. I want to use my parents’ credit card as the primary card to apply for a secondary card. Can I use a separate account with the secondar
I am a student and do not meet the conditions for a credit card. I want to use my parents’ credit card as the primary card to apply for a secondary card. Can I use a separate account with the secondar
I am a student and do not meet the conditions for a credit card. I want to use my parents’ credit card as the primary card to apply for a secondary card. Can I use a separate account with the secondary card?

Hello, if it is an additional credit card of China Merchants Bank:

1. The main credit card holder can apply for an additional card for immediate family members (parents, spouse or children). Domestic applicants Must be at least 14 years old, and overseas applicants must be at least 18 years old. You can hold your own primary card and someone else's supplementary card at the same time. 2. The card type of the supplementary card must be the same as that of the main card, and it must share the credit limit with the main card. It does not have an independent account, cannot log in to online banking alone, does not issue independent bills, and repayments are included in the main card account; 3. Supplementary card The rights and obligations of the main card are basically the same. The supplementary card can enjoy the same preferential annual fee policy as the main card. For example, if the main card is swiped 6 times, the main card's annual fee will be reduced or exempted for the next year. Then the supplementary card will also be swiped 6 times and the supplementary card will be exempted. Annual fee for the following year. 4. After the supplementary card is issued, it will be sent to the address of the primary cardholder. Please ensure that the address of the primary cardholder is valid before the card is issued.

After the credit card center receives the application information, it will take 10 working days to review. If it passes the review, there will be a text message notification on the next day of issuance. The card will be sent to the customer's billing address by registered mail by default. Normal delivery time is within 15 days.

During the credit card application process, if you need to expedite the review or change the card issuance to express mail, you can call the customer service hotline 4008205555 to try to apply. The details will be subject to the bank's review.