If the monthly repayment exceeds the minimum repayment amount, there will not be any bad credit record. If you do not repay a penny in 3 months, the card will definitely be cancelled, and there will be a bad credit record. It will take 7 years to disappear.

The most urgent thing is to repay the loan as soon as possible and go to the credit card department to reactivate it. It is a rare time when a bad record does not have a big impact. I have had it before. Remember not to have a similar one again in the future. Something happened