What is the use of the American Express Black Card?
If you are referring to the American Express Centurion Black Gold Card, this card was launched in the UK by American Express in 1999. The black gold (highest) level version of the "Centurion Series Debit Card" is also called the "black card" because the main color of the card surface is black. The Centurion Black Gold Card is recognized as the "King of Cards" in the world. This card is positioned at the top group and has no limit limit (the Centurion Black Gold Card in China is a cooperatively issued credit card, so there is a limit limit, and the credit limit is 2-10 million). Most of the cardholders are political figures, billionaires and celebrities from various countries and are invited by American Express. Online processing is not accepted. Due to domestic policies prohibiting foreign card organizations from independently issuing charge cards in China, American Express changed the Centurion series of cards to credit cards in China and authorized the Industrial and Commercial Bank of China, China Merchants Bank, and China Minsheng Bank to issue them. The Centurion Black Gold Card issued abroad has no upper limit. In theory, you can purchase any valuable goods. There is only a risk control limit (that is, American Express will set a risk control limit based on the cardholder’s consumption habits and daily consumption amount. If you hold If the cardholder purchases a product that exceeds the limit, American Express staff will call the cardholder to confirm, and American Express will complete the payment after confirming the identity); the Centurion Black Gold Card issued domestically due to the nature of the card Credit card, so the card has a fixed limit, there is no such thing as "unlimited limit". The limit of the black gold card issued by ICBC and China Merchants Bank is around RMB 2-10 million. When purchasing goods exceeding the limit, you need to apply for a temporary limit from the bank in advance.
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What is the American Express Black Card?
In 1999, American Express issued a top credit card - Centurion Card (centurion) - commonly known as the American Express Black Card, became an instant hit after its issuance, setting off a whirlwind of buying. This little black card is made of titanium alloy and weighs less than 1 ounce, but it's enough to help the cardholder buy anything. The black card is known for its high-end and distinguished cardholders, who on average travel at least 25 times a year. With this small black plastic card, you have a 24-hour personal travel consultant to plan your trip and book air tickets for you. Not only can you enjoy the luxurious first-class service during your trip, but so can your traveling companions, and your traveling companions’ air tickets are also Free. In addition, cardholders will receive tickets to some major shows from time to time. For example, the Rolling Stones concert just ended (tickets for two people were as high as $5,800). According to a recent survey by the New York Luxury Association, customers applying for American Express's most prestigious black card must have a net worth of at least $5 million and an annual income of more than $200,000. Although exact numbers have never been made public, reports estimate that more than 17,000 people now have black cards. And there are more people who want to get a black card.
Why use black cards to represent the highest level VIP?
Black is the most noble color. Black Gold Card - a privileged credit card owned by the world's richest people. In 1999, American Express selected top customers among platinum card holders and issued them a top credit card - the Centurion Card - commonly known as the American Express Black Card. It became an instant hit after its issuance. , setting off a whirlwind of buying. This little black card is made of titanium alloy and weighs less than 1 ounce, but it's enough to help the cardholder buy anything. According to this newspaper’s understanding, American Express issues invitation letters after evaluating the customer’s net worth, credit situation and consumption status, but the invitation criteria for the Centurion Card have not been announced on its official website. According to the latest cardholder agreement of the credit card, in the United States, the annual fee for the Centurion Card is US$2,500 and the application fee is US$7,500. According to foreign media reports, in order to maintain membership status, cardholders are expected to spend at least US$250,000 per year. And whether it's a personal or business version, the American Express Centurion Card is a credit card that charges no interest rates (of course you must pay it back in full each billing period), has no preset spending limit, and has no foreign transaction fees.
This is the end of the introduction about the use of small black credit cards and the use of small black credit cards. I wonder if you have found the information you need?