Calculation method of minimum repayment amount of each bill:

Minimum repayment amount = 65,438+00% of all general transactions in the credit card account+65,438+000% of all unsettled installment transactions in the account+65,438+000% of the unpaid part of the minimum repayment amount in the previous period+65,438+000% of all funds used beyond the credit limit of the account+expenses.

As long as the repayment is made according to the minimum amount before the due repayment date, there will be no late payment fee and personal credit will not be affected. Please rest assured. However, it will generate cyclic interest. All consumption in the current period starts to bear interest from the bookkeeping date (usually the day after consumption), and the daily interest rate is five ten thousandths until you pay it off in full.

If the cardholder fails to pay off the minimum repayment amount of the previous bill before the due repayment date (inclusive), our bank will collect the corresponding late payment fee according to the credit card regulations of China Merchants Bank.

The overdue fine is calculated as 5% of the unpaid minimum amount, and the minimum charge is RMB 65,438+00 or USD 65,438+0 yuan.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!