The 3000 yuan shown on the ATM is the limit of your credit card. 1000 is the limit that you can overdraw for cash withdrawal, and the remaining 2,000 yuan can only be used for credit card consumption, not overdraft for cash withdrawal.

1 Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which you can spend first and then repay.

A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.