As an old aunt who is nearly 30 years old, I have only recently begun to read this introductory book on financial management that has been recommended 10,000 times and can be read by children. I deeply lament that my thirty years of life have been in vain!

The whole book unfolds in the way of a fairy tale, with the protagonist Gia as the first person, and provides clear and simple explanations of the establishment of financial management thinking, the regulation of financial management behavior and the guidance of investment and financial management. Statement, even primary school students who have just learned to read this book will be very enlightening and helpful.

1. Talking dogs can help you re-understand the world

The protagonist Gia moved into a newly bought house with a garden with her parents, and unexpectedly adopted an injured dog. Gia, who loves puppies, was both happy and scared to take care of this injured little cutie. She was happy that her long-cherished wish finally came true, but she was scared that she would find the owner of the dog. Facing the grief of loss.

Because she heard her parents arguing about MONEY all day long, Gia decided to name the puppy Qianqian, and they lived happily together.

One day, Gia was taking Qianqian for a walk as usual. When passing by a river, Gia suddenly found that Qianqian had fallen into it. In a panic, Gia couldn't think about it and jumped into the river. , was rescued by a passing police officer while struggling.

Because Gia risked her life to save Qian Qian, this magical dog decided to speak up and give her guidance when she saw Gia facing money troubles.

1. Make a wish list and pick out the three most important wishes

2. Visualize your wishes and look at them once a day

3 .Have a dream piggy bank

4. Write a success diary every day

After reading these "commands" for money, I suddenly became enlightened. In fact, these steps are nothing more than:

Establish goals, solidify goals, prepare for goals, and encourage yourself.

This is not just about fulfilling a desire to buy a laptop, but it can also be done about many things.

You must first have a vision in your heart, then you will have the motivation to do it, and only if you have the motivation to do it, you will find a way to achieve the goal, and the dream piggy bank will be filled step by step. Give yourself feedback and look, I'm moving forward step by step towards my goal!

The last step of the successful diary is actually to ask Gia to write down the things that make her feel proud and accomplished every day, so as to achieve the goal of building self-confidence and ultimately achieve the goal.

As the saying goes, where there is a will, there is a way. In fact, it is not just that those who have a will can do anything, but that those who have a clear goal and persist in working hard will always succeed no matter what they encounter on the road. There is a way to solve it.

I envy the protagonist Gia for being so lucky at a young age. She has angel guidance like Qian Qian to help her understand the meaning and methods of financial management, but I finally realized it when I was nearly 30. , the importance of financial management to life and oneself.

Like the protagonist Gia, I have parents who have no idea or plan about money. Although my mother always told me since I was a child, as long as I work hard, there will be bread and everything will be available.

But when I grew up, I found that my mother had no plan for money and would buy whatever she wanted. It was really difficult to deal with it calmly when it came to using money, which deeply affected me and alerted me.

I know I will get bread if I work hard, but I don’t want to have to work hard all my life to get bread. I even want to get jam easily when I eat bread calmly.

2. Kill the goose to get the eggs instead of the goose

After listening to Qianqian’s advice, Gia found her own way of making money after seeking the help of her cousin Marcel way.

She decided to start making money from something she was good at and loved: playing with dogs.

Gia started from her neighbor Hannekamp’s house, and made her first pot of gold by taking the dog for a walk and teaching it to understand the instructions.

He also earned money to take care of Qianqian from Mr. Jin, the original owner of Qianqian, and helped his parents get out of the financial crisis.

What's more important is that she heard the story of "the goose lays golden eggs" for the first time from Mr. Jin:

Once upon a time, there was a young farmer, and his daily wish was to Picking a goose egg from the goose cage for breakfast.

One day, he found a golden egg in the goose cage. Of course he couldn't believe his eyes at first. He thought maybe someone was playing a trick on him. To be cautious, he took the golden egg to the goldsmith for identification, but the goldsmith assured him that the egg was entirely made of gold. So, the farmer boy sold the golden egg and held a grand celebration. "

"The next morning, he got up early and rushed to the goose cage to take a look. There was indeed another golden egg there. This situation continued for several days. But the peasant boy was a greedy man, and he complained about his goose, because the goose could not explain to him how it laid the egg, otherwise he might have been able to make the golden egg himself. He also thought angrily that this lazy goose should lay at least two golden eggs every day. He felt that the current speed was too slow. His anger grew stronger and stronger, and finally he was so angry that he took the goose out of the cage and chopped it in half. Since then, he has never been able to get a golden egg again

This story gave Gia and me a big warning. It turns out that we always have a goose of our own in our lives, but most people They all chose to kill the goose, and from now on we could no longer get the golden eggs.

The meaning of financial management is not only to allow you to have financial freedom as soon as possible, but also to allow you to see the laws of life clearly and better control your own life. This is why many people have been living Living, going into debt, and trying to repay debts are a cycle of life, while others are raising their geese to become fatter and fatter, and the snowball is getting bigger and bigger. Seeing that you are living a tight but busy life, but they are rich and free and easy. .

3. The road is long and difficult

With Mr. Jin’s guidance, Gia has more self-confidence.

Later, she met Mrs. Tao Mu, a gentle and kind lady who was good at investing. One of them taught Gia about fund investment, and the other encouraged Gia to challenge herself and go to school to give lectures on financial management.

Along the way, Gia was frustrated and sad because her grandparents were afraid of risks and discouraged her from investing. She was hesitant because she was afraid that she would not be able to give a speech. She was also confused and doubtful because of losses in the stocks she invested in.

But in the end, she overcame it one by one. If this is the case for a 12-year-old girl, what can adults complain about?

By the end of the book, Gia has hired several helpers to help her manage the "company" with 16 puppies. She can let others help her make money while still having free time. Open a company in partnership with Mr. Jin.

Qianqian spoke to her less and less, and she understood that this meant that she no longer needed guidance and help. This made her sad and relieved, but she did it again and again and felt that she was afraid that she could not do it. Gia felt satisfied and happy.

I just saw a piece of news yesterday. Due to operational problems, a company in New Zealand delayed salary payment for half a month. As a result, it caused a full-scale employee riot. How can it have such a serious impact if wages are paid late, not not at all?

After asking the locals, I found out that New Zealand locals are paid every half month because most people do not have any savings and they need their wages to pay off their credit card bills.

Then it reminded me of Monica in "Friends" who was once unable to live because of unemployment. For her, no job meant no money. Even when she got married, she had no savings. We came to have a wedding. Fortunately, my husband Chandler is a lovely saver, so we were able to have a simple wedding.

This may reflect the differences between Eastern and Western cultures, but it made me find that most people do not have sufficient knowledge and planning for their own finances, and can only fall into a vicious cycle of overdrafting credit cards and paying off debts. .

But who is the cause of all this? I think you will be able to find the answer after reading this book "Puppy Money".

There may be many difficulties, and perhaps there will not be as many noble people as in fairy tales.

But there is a saying: What you pay attention to, you will get.

This is the law of attraction and the beginning of changing the way you relate to the world from within.

After reading the whole book, I suddenly remembered a short story from my childhood:

People of the same age as me may have their own piggy bank in childhood. The first piggy bank was the kind where you could put coins in, and there was a piston under the base, so you could freely take out money at any time

So I always put a dollar in on the first day, and the money on the second day. I took out two dollars from below

Later I finally emptied the jar

My 8-year-old self at the time thought why spending money is always faster than saving money?

After that, I asked my mother to buy me a piggy bank from which money cannot be taken out.

It took me a year to finally fill up a white rabbit piggy bank. !

The day I smashed it, I happily ran downstairs to the Bank of China to deposit money.

What impressed me deeply was that the two tellers took the trouble to help me sort it out. coins in the afternoon, I was not as tall as the counter at that time

Holding the account book high in my hand, looking at the interest rate number on the license plate, I firmly deposited 200 yuan for five years!

Now that I think about it, it’s so funny! Even at that time, my cousin laughed at the fact that it was not worth saving 200 yuan for five years

Looking back now, it was the first time I had a real feeling about money

If you Ask me what on earth would an 8-year-old child do to save money?

My idea at the time was very simple: save money to buy gifts for my mother during the holidays.

That was my first financial wish list, and now I have more lists It’s also more complicated:

I want to take my parents to the Maldives before they get old

I want to achieve financial freedom at the age of forty, read, write and cook at home, and live a plain life Tranquility

I want to start working on this list now. What is your wish list?