Of course, the refund will not affect your card. I also had a refund transaction with Taobao, because if I return the goods for other reasons, the merchant will refund the money to the credit card I paid, which will not affect the use of my card, and the available amount will be restored after the refund arrives. However, the refund is initiated by the merchant and not received in real time, so it usually takes some time to return the card. At that time, you can log on to the credit card website of CCB by yourself, click "Bill Integral Inquiry", enter the card number and telephone banking password, and check whether your transaction details are available.